MNEMONIC_ DIVIDER_ RATIO
Ratio used to calculate the divider index between entropy and checksum bits.
For a mnemonic of length MS words, the entropy portion is: entropy_bits = (MS * 11) * 32 / 33
This comes from: ENT + CS = MS * 11 and CS = ENT / 32 Solving: ENT = (MS * 11 * 32) / 33